XICUI Payments
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Global Payment Infrastructure for China Trade

XICUI Payments provides cross-border business payment infrastructure for companies involved in China trade — importers, exporters, manufacturers, OEM buyers, trading companies and global procurement teams.

Our mission

China trade is one of the largest and most complex payment flows in the global economy. Importers paying Chinese suppliers, exporters receiving payments from global buyers, OEM buyers managing factory payments — these businesses deserve payment infrastructure that is transparent, compliant, and built for their specific needs.

XICUI is building that infrastructure. We are not a bank. We are not a consumer money transfer service. We are a cross-border business payment platform, purpose-built for the companies that move goods between China and the world.

XICUI does not represent itself as a licensed bank unless expressly stated under an applicable banking authorization. Regulatory information will be published as applicable authorizations and partnerships become available. All fees are disclosed before any transaction is initiated.

Our values

Transparency

All fees disclosed before any transaction is initiated. No hidden charges, no surprise deductions.

Compliance

KYB, AML and sanctions screening on every payment. Regulatory information published as authorizations become available.

Reliability

Enterprise-grade infrastructure built for the payment volumes and operational requirements of global trade businesses.

Focus

We do one thing: cross-border business payments for China trade. We don't try to be a bank, a consumer app, or a generic fintech.

Ready to get started?

Talk to our team about your cross-border payment needs.