Build on XICUI's Payment Rails

import XicuiPayments from '@xicui/payments';

const client = new XicuiPayments({
  apiKey: process.env.XICUI_API_KEY,
  environment: 'sandbox', // or 'production'
});

// Initiate a CNY payment to a Chinese supplier
const payment = await client.payments.create({
  amount: 284500,
  currency: 'CNY',
  supplier: {
    bankAccount: '6222021234567890',
    bankCode: 'ICBKCNBJ',
    name: 'Guangzhou Textile Co. Ltd',
  },
  reference: 'PO-2026-0891',
});

console.log(payment.id);     // txn_8821abc
console.log(payment.status); // 'processing'