XICUI Payments
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One Platform for All Your China Payments

From FX management to supplier payouts and global collections — XICUI Payments gives your finance team complete control and visibility.

Competitive FX Rates, Real-Time

Access live interbank FX rates for CNY, USD, EUR, GBP, HKD, AUD, SGD and more. Lock rates for up to 30 days, set rate alerts, and convert instantly.

  • Live interbank rates with transparent pricing
  • Rate lock for up to 30 days
  • Automated conversion triggers
  • FX rate alerts via email or SMS
XICUI — Foreign Exchange
Live interbank rates with transparent pricing
Rate lock for up to 30 days
Automated conversion triggers
FX rate alerts via email or SMS

Access live interbank FX rates for CNY, USD, EUR, GBP, HKD, AUD, SGD and more. L

Pay Chinese Suppliers Directly

Send RMB payments directly to Chinese bank accounts. Verify suppliers, schedule payments, and track every transaction from initiation to confirmation.

  • Direct CNY settlement to mainland accounts
  • Supplier verification and KYC
  • Scheduled and recurring payments
  • Real-time payment status tracking
XICUI — Supplier Payouts
Direct CNY settlement to mainland accounts
Supplier verification and KYC
Scheduled and recurring payments
Real-time payment status tracking

Send RMB payments directly to Chinese bank accounts. Verify suppliers, schedule

Receive Payments from Anywhere

Open multi-currency collection accounts and receive payments from buyers worldwide. USD, EUR, GBP, AUD, SGD and more — all in one place.

  • Multi-currency virtual accounts
  • Virtual IBANs for European buyers
  • Automatic reconciliation
  • Instant payment notifications
XICUI — Global Collections
Multi-currency virtual accounts
Virtual IBANs for European buyers
Automatic reconciliation
Instant payment notifications

Open multi-currency collection accounts and receive payments from buyers worldwi

Build on XICUI's Payment Rails

Our API-first platform lets developers embed payment capabilities directly into their applications. RESTful APIs, webhooks, and SDKs for major languages.

  • RESTful API with full documentation
  • Webhooks for real-time event notifications
  • SDKs for Node.js, Python, PHP, Java
  • Sandbox environment for testing
XICUI — API Infrastructure
RESTful API with full documentation
Webhooks for real-time event notifications
SDKs for Node.js, Python, PHP, Java
Sandbox environment for testing

Our API-first platform lets developers embed payment capabilities directly into

Enterprise-Grade Security & Compliance

XICUI Payments is built on a foundation of regulatory compliance, data security, and operational resilience.

Regulated Operations

Operating under applicable financial services regulations. Regulatory information will be published as authorizations become available.

Data Security

All data encrypted in transit and at rest using industry-standard encryption protocols.

KYC & AML

Comprehensive Know Your Customer and Anti-Money Laundering checks on all counterparties.

99.9% Uptime SLA

Enterprise SLA with 24/7 monitoring and dedicated incident response.

Ready to see the platform in action?

Book a demo with our team and we'll walk you through the full XICUI Payments platform.