XICUI Digital

Digital Asset Payments
for Global Commerce

Enable supported digital asset payment workflows through regulated infrastructure and licensed partners.

Subject to Regulatory Approval

XICUI Digital services depend on jurisdiction, licensing and licensed partner availability. Services are not available until the relevant regulatory approvals and partner arrangements are in place. XICUI does not imply that a standard MSO licence alone authorises all digital asset activities.

Product Roadmap

Digital payment products

Availability depends on jurisdiction, licensing and licensed partner support. Services are displayed only when enabled.

Coming Soon

Stablecoin Payments

Enable supported stablecoin payment workflows for international B2B settlement and supplier payments.

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Subject to Regulatory Approval

Digital Asset Settlement

Digital-to-fiat settlement through regulated infrastructure and licensed partners.

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Subject to Regulatory Approval

Merchant Digital Payments

Accept digital asset payments where supported by jurisdiction, licensing and licensed partners.

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Partner Model

Regulated infrastructure through licensed partners

XICUI Digital is architected to support regulated third-party infrastructure. The user experience remains under XICUI while regulated digital asset functions may be performed by appropriate licensed partners.

Partner roles are clearly disclosed where legally required.

Customer

Verified XICUI account holder

Digital Asset

Supported stablecoin or digital asset

Licensed Digital Asset Infrastructure

Regulated partner processing

Compliance Screening

Wallet screening, sanctions, AML

Conversion / Settlement

Digital-to-fiat conversion

XICUI Payment

Fiat settlement via XICUI network

Merchant / Recipient

Fiat received in supported currency

Important Distinctions

Not all digital asset activities are the same

Accepting a stablecoin

Receiving a stablecoin as a payment method.

Exchanging a stablecoin

Converting a stablecoin to another asset or fiat currency.

Custodying a stablecoin

Holding a stablecoin on behalf of a customer.

Issuing a stablecoin

Creating and issuing a stablecoin. XICUI does not claim to be a stablecoin issuer.

Digital Payment Privacy

Blockchain transparency creates additional privacy considerations.

XICUI minimizes unnecessary application-level exposure of customer data while maintaining required transaction and compliance records. Blockchain transactions are not private by nature. XICUI does not falsely promise that blockchain transactions are untraceable or anonymous.

Privacy Architecture