Global Money Transfers
for People
Send supported international payments to people and businesses through one secure platform.
Availability varies by jurisdiction and regulatory permissions. Not all services are available in all locations.
Personal Payments
Move money across borders
Pay a Business
Pay overseas businesses, suppliers, education providers and professional services.
Learn moreInternational Transfers
Supported cross-border transfers with identity verification and compliance controls.
Learn moreHow it works
Verified. Compliant. Traceable.
Every XICUI Personal transfer goes through identity verification and compliance review. Payments are not anonymous. XICUI maintains required transaction records in accordance with applicable regulations.
You
Verified XICUI account holder
XICUI
Identity & compliance review
FX / Payment Network
Currency conversion & routing
Recipient
Person, business or supported partner
Privacy by Design
Verified Identity. Minimal Disclosure.
Verified Identity
Sender identity is verified by XICUI before any transfer is processed.
Minimal Disclosure
Recipients see only information necessary to identify the payment, meet legal requirements, and process the transfer.
Document Protection
Passport details, residential address, and personal identity documents are not exposed to counterparties.
Recipient Types
Who can you send to?
Person
Family support, personal transfers, international remittance, education and living support.
Business
Overseas merchants, suppliers, professional services, education providers, approved businesses.
Supported Partner
Supported wallets and payment partners where available in your jurisdiction.
Anonymous recipients are not supported. All transfers require identity verification and a stated payment purpose.
Send money internationally.
Verified. Compliant. Supported in selected jurisdictions.